08 April 2025
Secured Loans now 6% APR!*
Portadown Credit Union have reduced their secured loans* from 12.68% APR to 6% APR. A secured loan allows members to borrow up to 90% of the shares they hold in PCU. This is a limited time offer.
or apply over the counter. No appointment is necessary for secured loans. A maximum of £500 cash can be issued over the counter and the remaining via cheque or bank transfer.
What are the benefits of a secured loan?
- Your savings are protected under our saving insurance.
- In the event of your death, your loan will be cleared.
- There is better flexibility in repayments with a secured loan
- No loan appointment is needed. Secured loans can be issued over the counter or applied for online.
- No guarantor is required.
- There are no early repayment fee if you wish to do so.
- You are still entitled to your loan interest rebate.
- This is currently our cheapest APR at 6%. Running for a limited time*

Portadown Credit Union- Your local lender of choice
*Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Secured loans reduced from 12.68% to 6% APR for a limited time. Portadown Credit Union has the right to stop this offer at any time.
