Latest News

31 Jul 2025

4 Members win a £100 School Uniform Voucher 2025

Congratulations to our 4 members

29 Jul 2025

Standing Order Set Up and Adjustments

Members must set up a standing order and adjust when needed

24 Jul 2025

Bank statements for loan appointments

Please print or email prior to appointment

10 Jul 2025

Air Ambulance NI Coffee Morning

Thank you to all who donated!

05 Jul 2025

Office Closure: 12th and 15th July

Upcoming Bank Holiday closure

30 Jun 2025

PCU- Here to Stay

Opened 5 days a week

24 Jun 2025

Coffee Morning- Air Ambulance Northern Ireland

On Tuesday 1st July

14 Jun 2025

School Savers Scheme- St Oliver Plunkett's PS

A fantastic scheme for kids to learn the importance of saving

13 Jun 2025

Member Survey 2025 Winners

Thank you for taking part!

Insurance

Insurance Types

Insurance Types

Portadown Credit Union offers its members a range of insurance products on savings and loans, as well as Death Benefit Insurance.

Insurance on Savings

Portadown Credit Union, like other Credit Unions affiliated to the Irish League of Credit Unions offers its members a unique and, most importantly, free insurance product.

Every pound which you save, up to the age of 55 and not withdrawn, in the event of your death is doubled. This applies to a maximum savings value of £15,000 and is payable to the person you have recommended on your form of nomination up to the statutory maximum limit of £20,000.

Savings made between the ages of 55 and 70 still receive an insurance premium, but the amount that is applied reduces as the member gets older.

  • Every £1 saved before the age of 55- Provides £1 of insurance
  • Every £1 saved between the age of 55- 59- Provides 75p of insurance
  • Every £1 saved between the age of 60- 64- Provides 50p of insurance
  • Every £1 saved between the age of 65- 69- Provides 25p of insurance

Life Insurance on Loans

Portadown Credit Union offers its members free life insurance on loans. This is available to any member who is actively in work or is in good health when the loan is granted. All loans must be paid in full before the member’s 85th birthday.

Death Benefit Insurance

Death Benefit Insurance (DBI) is available to anyone who is in good health and who joins Portadown Credit Union in advance of their 70th birthday. Minors are covered automatically.

DBI provides £2,000 which is paid directly to the funeral director*

*Terms and conditions apply.